You can get your report by logging onto annualcreditreport . This central site allows you to request your credit report, once every 12 months from each of the large credit reporting companies: Equifax, Experian and TransUnion.
A word of caution. There are many look alike websites out there. Use only annualcreditreport . The law now requires commercial websites that say they offer free credit reports to include a box letting you know you can also get a free credit report at
It is important to be checking your credit report and credit scores at least annually. And they will be different from each of the reporting agencies for they have access to different data about you.
Now you can get your credit report for free but you will need to pay for a copy of your credit scores. Usually the credit reporting companies will offer you your credit score when you are getting your free credit report.
Reviewing your credit report is your first line of defense against identity theft "
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Credit report literacy is a priority for the credit bureaus. By looking at your credit report, consumers can get a more complete and accurateRead more