Check Your Credit Report Annually

September 4, 2013 2:52 PM
Check Your Credit Report Annually
" BOSTON (CBS) – How many times have you have heard me talking about free credit reports? And each time you have made a mental note to check yours.

You can get your report by logging onto annualcreditreport . This central site allows you to request your credit report, once every 12 months from each of the large credit reporting companies: Equifax, Experian and TransUnion.

A word of caution. There are many look alike websites out there. Use only annualcreditreport . The law now requires commercial websites that say they offer free credit reports to include a box letting you know you can also get a free credit report at

It is important to be checking your credit report and credit scores at least annually. And they will be different from each of the reporting agencies for they have access to different data about you.

Now you can get your credit report for free but you will need to pay for a copy of your credit scores. Usually the credit reporting companies will offer you your credit score when you are getting your free credit report.

Reviewing your credit report is your first line of defense against identity theft "

Click here to read the whole article

Google related News

Monday, August 26, 2013 by CNN

Facebook friends could change your credit score

Choose your Facebook friends wisely; they could help you get approved -- or rejected -- for a loan. A handful of tech startups are using social 

Read more
Wednesday, September 04, 2013 by Huffington Post

My Credit Card Company Lost My Payment. Now What?

Then they sent me to a series of credit collection agencies. I maintain I paid them on time and they should open the envelope with my check in it 

Read more
Sunday, September 01, 2013 by Idaho State Journal

Back To School Is A Good Time To Check Your Credit Report

Credit report literacy is a priority for the credit bureaus. By looking at your credit report, consumers can get a more complete and accurate 

Read more
Saturday, August 31, 2013 by New York Times

Checking the Data Collected on Your Work and Pay

YOU may know that you're supposed to check your credit report for accuracy, and that you're entitled to a free copy each year, available from a 

Read more