Checking Your Credit Report

September 3, 2014 2:21 PM
Checking Your Credit Report
" BOSTON (CBS) – I’ll bet every time I have suggested that you get copies of your free credit reports you have made a mental note to check yours. It’s on that To Do list that sits in the cloud!

You can easily get your free report by logging onto annualcreditreport . This central site allows you to request your credit report, once every 12 months, from each of the large credit reporting companies: Equifax, Experian and TransUnion.

A word of caution. There are many look-alike websites out there. Use only annualcreditreport . The law now requires commercial websites that say they offer free credit reports to include a box letting you know that you can also get a free credit report at

It is important to be checking your credit report and credit scores at least annually. And they will be different from each of the reporting agencies for they have access to different data about you.

Now you can get your credit report for free but you will need to pay for a copy of your credit scores. Usually the credit reporting companies will offer you your credit score when you are getting your free credit report "

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