Opting into overdraft protection -Tip: You’ll avoid the embarrassment of having your purchase denied at checkout. Pitfall: Overdraft protection is expensive, particularly for those who routinely overdraw their checking account. This false sense of security is only putting a Band-Aid on the true financial problem: spending more than you make.
Even if the overdrafts result from legitimate purchases such as food or medicine, it is a better option to get to the root of the continued financial distress and solve it.Dee: If you routinely overdraw your checking account, you need some help. You should not spend what you do not have "
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When the credit card bill came the next month, Blair says she wrote the annoyed but ignored it for a few more months before finally paying it.Read more
And what if you open a credit card at the store for extra ?savings? on the whether an extra 10% off just encourages us to spend even more.Read more
Even the lamest of the lame know that California is becoming an entitlement Everyone understands that we need more incentives for the LARead more