The Discretionary Items In Your Budget

February 28, 2014 3:14 PM
The Discretionary Items In Your Budget
" BOSTON (CBS) – This is America Saves Week. All week we have been looking at small changes you can make to save big. Nothing dramatic but you will need to have discipline to be consistent over time.

We have been discussing saving on what we eat. Eating out really is discretionary spending. It’s more difficult to save on your rent or mortgage payments.

Let’s quickly look at a few more discretionary items in your budget.

Dry Cleaners: Dropping off your shirts and your suits each week. Can you launder your shirts yourself? Learn to iron or do as my kids did for their big interviews, just iron only the front of the shirt and hope you never need to take off your suit jacket.

Can you send your suits to the cleaners less often? Can you clean minor stains from your suits or uniforms and press them yourself? Use Febreze when necessary. You could probably save over $1,000 annually "

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