Creditcard reports that credit cards were used more than 26 billion times in 2012, which was the last year we have numbers for, with the total value of these transactions at about $2.5 trillion. This is big business.
According to The National Foundation for Credit Counseling, 39% of consumers who use credit cards carry more than $8,000 of debt.
And those with the worst debt don’t know how much the debt they have. They have a general idea of the amount but most don’t want to know. If they don’t know maybe, it will go away. If you are serious about getting out debt, you need to know how much debt you actually have.
If you are coupled, you really need to do this together. It will not be successful if only one of you considers the debt a problem.
Make a list of all of your debt "
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