Your Credit Score

April 16, 2014 2:02 PM
Your Credit Score
" BOSTON (CBS) – Credit scores are a quick and easy method for creditors to judge you as a potential customer. At one time creditors kept all information about credit scores a secret.

Your Fico credit score is the gold standard here. Most creditors use this score to make a judgment on your ability to pay back a loan or pay your bills on time.

My Fico will sell you copies of your credit scores for $19.95 each and they have good information on their website on how to improve your score.

The three credit reporting agencies, TransUnion, Equifax and Experian can offer you their version of a credit score, the Vantagescore. Their grading system is now similar to the FICO score.

There are places on line that will give you a free credit score. But it’s not your Fico score. Credit Karma does that "

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